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By LIjo James
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November 13, 2026
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Sell 916 KDM Gold Bangalore: How Old KDM Jewellery Is Tested, Valued and Paid For
LIjo James
Lijo James – Internal Auditor & Gold Appraiser With over 10 years of experience, Lijo James is a seasoned Internal Auditor and Gold Appraiser specializing in the gold market. His expertise lies in conducting detailed gold market studies, ensuring accurate appraisals, and implementing robust auditing practices. Lijo’s in-depth knowledge of gold trends and market dynamics enables him to deliver reliable insights and maintain high standards of financial accountability. Dedicated to precision and integrity, he consistently ensures compliance with industry regulations while optimizing processes. His commitment to excellence makes him a trusted professional in the gold appraisal and auditing sector.
Read full bio of LIjo JamesTable of Contents
- Why Choosing the Right Buyer Matters for KDM Gold
- What Are Gold Buyers and How Do They Handle KDM Pieces?
- How Gold Buyers Value Your 916 KDM Gold
- What Makes a KDM Gold Buyer in Bangalore Trustworthy?
- Sell 916 KDM Gold Bangalore: What to Look For
- Types of KDM and Old Gold Accepted by Buyers
- Documents Required to Sell KDM Gold
- The KDM Gold Selling Process, Step by Step
- How Much Can You Get for 916 KDM Gold?
- Selling KDM Gold vs Taking a Gold Loan
- Common Mistakes to Avoid When Selling KDM Jewellery
- Questions to Ask Before Selling Your KDM Gold
- Key Takeaways
- Frequently Asked Questions
- Final Verdict
Sell 916 KDM Gold Bangalore: How Old KDM Jewellery Is Tested, Valued and Paid For
Walk into almost any Bangalore family’s locker and you’ll find a few pieces stamped “916 KDM”: wedding bangles from the 90s, a thali chain bought in Chickpet, earrings passed down from a grandmother. Those pieces were the gold standard of their time. Today they sit outside the BIS hallmarking system, and that makes many owners worry about whether they’re still worth selling. They are. What matters is understanding how buyers test KDM gold and what you’ll actually be paid for.
1. Why Choosing the Right Buyer Matters for KDM Gold
KDM jewellery carries no HUID number. Buyers therefore can’t verify it on the BIS CARE app, so the price comes down to the buyer’s testing method and honesty. An unscrupulous buyer can use the missing hallmark as an excuse to quote “70–80% purity” without proper testing, apply vague “melting losses”, or round weights down. A transparent buyer tests the piece in front of you and pays on the actual gold percentage. On a 40-gram set, the difference between the two can run into tens of thousands of rupees.
2. What Are Gold Buyers and How Do They Handle KDM Pieces?
Gold buyers are businesses that buy old, used, broken or pledged gold for immediate payment. Unlike jewellery showrooms, they don’t need you to buy new jewellery in return. With KDM pieces, a professional buyer:
- Checks the stamp (usually “916 KDM”, sometimes with the original jeweller’s mark)
- Tests the purity on its surface and at several points using XRF
- Removes or deducts any stones, lac or non-gold parts
- Pays on net gold weight × tested purity × the day’s rate
What exactly is KDM gold?
KDM is trade shorthand for cadmium-soldered jewellery. Jewellers once joined links, clasps and settings with a solder of roughly 92% gold and 8% cadmium. It let ornaments stay close to 22 carat purity even at the joints, which is why the “916 KDM” stamp became a mark of trust in the 80s and 90s. Cadmium fumes later proved harmful to artisans, and BIS standards now require hallmarked jewellery to be cadmium-free. New KDM pieces therefore can’t be hallmarked or sold by organised jewellers.
3. How Gold Buyers Value Your 916 KDM Gold
Valuation rests on three numbers:
Factor | What it means | How it’s checked |
Net gold weight | Weight after removing stones, beads, lac or wax | Calibrated digital scale, shown to you |
Factor | What it means | How it’s checked |
Tested purity | Actual gold percentage (for example 91.6%, 90.2%, 88.5%) | Non-destructive XRF analysis |
Day’s gold rate | Live Bangalore market rate for the tested purity | Displayed rate board or live feed |
Craftsmanship, making charges and design value aren’t paid. A buyer pays only for gold content.
Why the “916” stamp alone isn’t enough
Some KDM jewellery was genuinely 22K. Some, especially pieces from unorganised workshops, tested lower despite the stamp. Without a BIS hallmark, a scientific purity test is the only fair basis for the price, and that cuts both ways: a genuine 916 piece will prove itself on the XRF.
4. What Makes a KDM Gold Buyer in Bangalore Trustworthy?
- Testing in front of you: XRF results shown on screen, not announced verbally
- No acid scratching: acid or touchstone tests can damage old pieces and are less precise
- Open weighing: a scale you can see, with net and gross weight explained separately
- Written deduction breakdown: every gram removed for stones or filling is itemised
- Proper billing and KYC: a GST-registered business that issues a purchase invoice
- Bank payment: RTGS, NEFT, IMPS or UPI to your own account
5. Sell 916 KDM Gold Bangalore: What to Look For
When you compare buyers across Jayanagar, Malleshwaram, Koramangala or Whitefield, ask each one the same questions:
- Will they test multiple spots, including clasps and joints where cadmium solder sits?
- Is the rate quoted for your tested purity, or a flat “old gold rate”?
- Do they apply any extra “KDM deduction”? A fair buyer adjusts for tested purity only, never a blanket penalty just because the piece is KDM.
- Can they release KDM jewellery that’s pledged with a bank or NBFC?
Reputable gold buyers in Bangalore will answer all four clearly before you hand over a single piece.
6. Types of KDM and Old Gold Accepted by Buyers
- KDM bangles, kadas and vankis
- Thali chains, mangalsutras and long haarams
- Jhumkas, studs and stone-set earrings (stones deducted)
- Rings, including those with worn or illegible stamps
- Broken, bent or single earrings
- Old 4-mark hallmarked jewellery from before 2021
- Pledged KDM jewellery (released and bought in a single visit)
7. Documents Required to Sell KDM Gold
Document | Purpose | Mandatory? |
Aadhaar card | Identity and address proof (KYC) | Yes |
PAN card | Needed for high-value transactions and payment records | Yes for larger sales |
Bank details or cancelled cheque | For RTGS/NEFT/UPI payment | Yes |
Original purchase bill | Supports ownership | Helpful, not essential |
Gold loan receipt | Only if the jewellery is pledged | If applicable |
Most KDM jewellery was bought decades ago, so many families no longer have the bill. A self-declaration of ownership along with valid KYC is generally accepted.
8. The KDM Gold Selling Process, Step by Step
Step 1: Bring your pieces and KYC
Visit the branch or book a doorstep evaluation with your Aadhaar and PAN.
Step 2: Visual inspection and weighing
Each piece is checked, photographed if needed, and weighed in front of you.
Step 3: XRF purity testing
The analyser reads the gold percentage within seconds at several points, without cutting or melting.
Step 4: Net weight and price calculation
Stones, beads or filling are deducted, then net weight × purity × the live rate gives your quote.
Step 5: Instant payment
Once you accept, payment goes by RTGS, NEFT or UPI, with a proper purchase invoice.
9. How Much Can You Get for 916 KDM Gold?
Here’s an example using round numbers. They’re illustrative only, so always check the live rate on the day you sell:
Item | Gross weight | Deduction | Net weight | Tested purity | Value at ₹10,000/g (24K basis) |
KDM bangles (pair) | 32.0 g | 0 g | 32.0 g | 91.6% | ≈ ₹2,93,120 |
KDM jhumkas with stones | 12.0 g | 2.4 g | 9.6 g | 90.4% | ≈ ₹86,784 |
Item | Gross weight | Deduction | Net weight | Tested purity | Value at ₹10,000/g (24K basis) |
Thali chain | 18.0 g | 0.6 g (beads) | 17.4 g | 89.8% | ≈ ₹1,56,252 |
A small difference in tested purity changes the payout noticeably, which is why precise XRF testing matters so much with KDM gold.
10. Selling KDM Gold vs Taking a Gold Loan
Factor | Selling KDM gold | Gold loan on KDM gold |
Money received | Full value of the gold content | Usually 65–75% of value (LTV cap) |
Repayment | None | Principal plus interest |
Ownership | Transferred to buyer | Retained if repaid |
KDM acceptance | Accepted after testing | Some lenders value non-hallmarked gold conservatively |
Best for | Pieces you won’t wear again | Short-term needs when you want the jewellery back |
If the KDM piece is already pledged and the interest keeps building, selling it after release often leaves you with more cash in hand than renewing the loan.
11. Common Mistakes to Avoid When Selling KDM Jewellery
- Accepting a flat “KDM rate” without seeing a purity test
- Letting a buyer acid-test or cut a piece before you’ve agreed to sell
- Not asking for gross and net weight separately
- Selling to the first exchange counter, where the value is often adjusted against making charges on new jewellery
- Taking a large amount in cash: under Section 269ST of the Income Tax Act, cash receipts of ₹2 lakh or more aren’t allowed, so larger sales should be paid by bank transfer
- Forgetting to remove personal items such as tags, threads or black beads you want to keep
12. Questions to Ask Before Selling Your KDM Gold
- Which testing method do you use, and can I see the result?
- Is today’s rate shown openly, and for which purity?
- Are there any deductions apart from stones or filling?
- How and when will I be paid?
- Will I get a purchase invoice?
- If my KDM jewellery is pledged, can you release it on my behalf?
13. Key Takeaways
- KDM means cadmium-soldered It was common before BIS made hallmarked jewellery cadmium-free.
- Old KDM jewellery can still be sold legally, and it’s paid on its tested gold
- The “916” stamp isn’t proof; an XRF test
- There should be no blanket penalty for KDM, only an adjustment for actual
- Use bank transfer for larger amounts, and keep Aadhaar and PAN
14. Frequently Asked Questions
Can I legally sell 916 KDM gold in Bangalore?
Yes. BIS rules restrict jewellers from selling non-HUID jewellery as new stock, but consumers can still sell their old hallmarked or un-hallmarked jewellery.
Is KDM gold the same as 22 carat?
KDM jewellery was usually made at or near 22 carat (91.6%), but actual purity varies by maker. Testing confirms the real figure.
Will I get less money because my gold is KDM and not HUID-hallmarked?
You’re paid on tested purity and net weight. If your piece tests at 91.6%, it’s valued like any other 22K gold on that day.
How is KDM gold tested without damaging it?
With an XRF analyser, which reads the metal composition without scratching, cutting or melting the jewellery.
Do I need the original bill to sell old KDM jewellery?
No. A bill helps, but valid KYC (Aadhaar and PAN) plus a self-declaration of ownership is normally enough.
What happens to stones in KDM earrings or necklaces?
Their weight is deducted to arrive at net gold weight. Precious stones can be removed and returned if you want them back.
Can I sell KDM gold that’s pledged with a bank?
Yes. A buyer offering a release service can settle your loan, collect the jewellery and pay you the balance after valuation.
How quickly will I receive payment?
Usually within minutes of accepting the quote, by RTGS, NEFT, IMPS or UPI.
15. Final Verdict
Your 916 KDM jewellery isn’t “obsolete gold”. It’s real gold that simply predates today’s hallmarking system. If you’re planning to sell 916 KDM gold in Bangalore, insist on transparent XRF testing, separate gross and net weights, a live rate shown openly, and payment by bank transfer. Do that and the absence of a HUID stops being a bargaining weapon against you. To have your KDM pieces tested and valued fairly, speak to the best gold buyer in Bangalore, one who shows you every number before you decide.
Written by LIjo James